Smart Financing for Every Need
Sarmaya have one of lowest interest rate Fair, simple rate with 100% transparency. We don’t want to stifle growth or get someone into a tight spot.
PKR 150M+
Financing Facilitated
10,000+
Happy Customers
50+ Cities
Across Pakistan
Solutions That Fit Your Life
Personal Financing
Flexible personal loans to meet your immediate needs.
BNPL Financing
Buy Now, Pay Later on your favorite products with easy installments.
Merchant Financing
Working capital and growth financing solutions for merchants and retailers.
Corporate Financing
Customized financing solutions for companies and organizations.
Shop Now. Pay in Installments
Get your favorite products with flexible monthly plans and fast digital approvals.
Get your financing in 4 simple steps
Apply Online
Fill out a simple application in minutes.
Verification
We will verify your documents and information securely.
Approval
Get instant approval and financing decision.
Receive & Pay
Receive your financing and repay easily via partners.
What they say about us.
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